Mortgage Tariff

Details of SRBS's current fees relating to mortgage accounts are shown below. If you need any further information regarding any of our charges, please feel free to contact us.

Valuation Fees	At cost*	Conversion of repayment type	Nil
Higher lending charge (if required)	Not available at present.	Returned Direct debit	Nil
Deed sealing fee	Nil	Change of buildings policy	Nil
Further advance fee	Nil	Own fire insurance fee	Nil
Returned cheque	Nil	Deeds production	Nil
Letting approval	Nil	Deeds inspection	Nil
Letter fee	Nil	Early Repayment Charge	Nil
Partial redemption fee	Nil	Arrangement Fees	Nil
Administration fee	Nil **	Transfer of equity	Nil
Repossession fees	At cost	Chaps payments	Nil
Lenders reference (if required)	At cost	Further advance searches	At cost
Solicitors fees	See “legal costs”

* see the “valuation fees” section under “owner occupied properties”, “buy to let” or “commercial mortgages” as appropriate

** A charge of £35 may sometimes be imposed, but borrowers will always be advised in advance and told what they need to do to avoid paying such fees.

This tariff is subject to change, and details of any changes will be notified to borrowers with rate change notifications.

Stafford Railway Building Society is regulated by the Financial Services Authority, register number 206063, http://www.fsa.gov.uk/register/firmSearchForm.do

The information contained on this site is to provide guidance to prospective borrowers and should not be interpreted as a statement of Society policy. All mortgage applications are subject to an appraisal of the financial standing of the applicant(s) and any guarantor(s).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.